- Saudi Capital Market Authority Announces Sahem Financial’s Fulfillment of Regulatory Requirements
- The permit supports Sahem Financial in advancing innovation and diversifying financing instruments in the Kingdom
The Capital Market Authority (CMA) of Saudi Arabia has announced that Sahem Financial Platform has fulfilled all regulatory requirements to commence operations under its FinTech Experimental Permit.
The permit was grantedand enables the company to officially launch and operate its digital platform for the offering and investment in debt instruments.
FinTech Experimental Permit: Encouraging Innovation Under Supervision
Sahem Financial’s authorization falls under the FinTech Experimental Permit Instructions, issued by the CMA, and based on the Capital Market Law.
This framework allows startups and emerging ventures to test innovative business models in financial technology within a controlled regulatory environment, while ensuring investor protection and market stability.
Debt Instruments Platform: A Business Model That Addresses Market Needs
Sahem Financial aims to develop a digital platform that facilitates the issuance and investment in debt instruments, such as sukuk and bonds.
This initiative opens up access to new financing channels for companies and offers individual and institutional investors more diverse opportunities in the fixed-income space.
CMA’s Role in Enabling the FinTech Sector
The CMA continues to actively support the growth of Saudi Arabia’s financial technology sector, aligning with the broader objectives of Vision 2030 to develop a dynamic, diversified, and technology-driven financial ecosystem.
The launch of Sahem Financial’s platform is part of a broader initiative to enhance digital infrastructure, encourage financial innovation, and promote alternative financing platforms—particularly for small and medium-sized enterprises (SMEs).
A Step Towards a More Inclusive and Diversified Capital Market
By entering the market under the FinTech Experimental Permit, Sahem Financial is contributing to the expansion of available investment products and the development of alternative financing tools.
The company’s focus on debt instruments helps create new channels for corporate financing and appeals to a broader base of investors seeking predictable returns and measured risk.
Transforming the Debt Market Through Digital Platforms
Sahem Financial’s platform is expected to streamline and digitize the issuance and investment processes for debt instruments, making it easier for issuers and investors to participate without relying on traditional methods.
This move enhances transparency, efficiency, and accessibility across the capital market, while supporting its ongoing modernization.
العربية (Arabic) To read the article in Arabic, click here
